Terms of Service | House of AI

Plain-language summary. You must be 13+ to use House of AI. Subscriptions auto-renew until you cancel; you can cancel anytime from your account. Disputes are resolved by individual arbitration in New York; you may opt out of arbitration within 30 days of signing up. These Terms are governed by New York law.

1. Who we are & these Terms

These Terms of Service (“Terms”) are a legally binding agreement between you (“you,” “User”) and Hilor LLC, a New York limited liability company, d/b/a House of AI(“Company,” “we,” “our,” “House of AI”). These Terms govern your access to and use of the House of AIwebsite, applications, APIs, content, and related services (collectively, the “Services”).

By creating an account, clicking “I agree,” or otherwise using the Services, you accept these Terms, our Privacy Policy, Refund & Cancellation Policy, and Cookie Policy. If you do not agree, do not use the Services.

2. Eligibility

You must be at least 13 years old to create an account. If you are under 18 (or the age of majority in your jurisdiction), you represent that your parent or legal guardian has reviewed and agreed to these Terms on your behalf. We do not knowingly collect personal information from children under 13 in violation of COPPA (15 U.S.C. §§ 6501-6506).

You represent that you are not (a) located in a country subject to a U.S. government embargo, (b) listed on any U.S. government list of prohibited or restricted parties, and (c) barred from receiving the Services under applicable law.

3. Accounts

You are responsible for the information you provide, keeping your credentials secure, and all activity that occurs under your account. Notify us immediately at abuse@hofai.io if you suspect unauthorized access. We may suspend or terminate your account if we reasonably believe you have violated these Terms.

4. Subscriptions, Billing & Auto-Renewal

Auto-renewal notice (N.Y. GBL § 527-a). Paid plans automatically renew at the end of each billing cycle (monthly or annual) until you cancel. Your payment method will be charged the then-current price on the renewal date. You may cancel at any time from your account settings or by emailing info@hofai.io; cancellation takes effect at the end of the current billing cycle and prevents further charges. We will send a renewal reminder at least 15 days before an annual renewal.

4.1 Pricing.

House of AI currently offers plans at $14.99 per month or $149.9 per year (USD). Taxes may apply based on your location. Current pricing is always shown at /pricing.

4.2 Free trial.

If we offer a free trial, we will disclose the trial length and the date on which your card will first be charged. You may cancel before the trial ends to avoid charges.

4.3 Price changes.

We will notify you by email at least 30 days before any price or material Term change takes effect. If you do not agree with the change, you may cancel before the new price goes into effect and receive a pro-rata refund if you prepaid for a longer term.

4.4 Cancellation & refunds.

See our Refund & Cancellation Policy. Monthly plans are non-refundable but remain active until the end of the paid period. Annual plans are eligible for a pro-rata refund within 30 days of purchase.

5. Your Content & License to Us

You retain all rights in the content you submit through the Services, including quiz answers, assignments, chat prompts, and profile data (“User Content”). You grant us a worldwide, non-exclusive, royalty-free license to host, store, reproduce, adapt, and display your User Content solely to operate, maintain, and improve the Services for you.

You are solely responsible for your User Content. You represent that you have the rights necessary to grant this license and that your User Content does not violate any law or third-party right.

6. AI-Generated Output & Third-Party LLMs

The Services use artificial-intelligence systems (“AI Features”) that route your prompts to third-party model providers through OpenRouter and similar services. You acknowledge that:

AI output may be inaccurate, incomplete, biased, or offensive, and must be independently verified before you rely on it.
You should never submit protected health information (PHI), Social Security numbers, payment-card numbers, or other highly sensitive data into AI Features.
AI output is not professional advice (medical, legal, financial, academic). Use it as a learning aid, not a substitute for qualified professionals.
We may log prompts and outputs to monitor abuse, improve safety, and comply with legal obligations.

7. Our Intellectual Property

The Services, including all software, content produced by us, course materials, designs, and trademarks, are owned by the Company or its licensors and are protected by U.S. and international intellectual-property laws. We grant you a limited, revocable, non-transferable, non-exclusive license to use the Services for your personal, non-commercial educational use. You may not copy, resell, scrape, reverse-engineer, or create derivative works except as permitted by law or in writing by us.

8. Acceptable Use

You agree to use the Services lawfully. Prohibited activities include, but are not limited to: circumventing rate limits; uploading malware; harassing other users; scraping the Services at scale; impersonating others; submitting content designed to elicit unsafe AI output; submitting protected health information, government IDs, or full payment-card numbers into any feature; using the Services to build a competing product or training dataset without our written permission; or reselling access without our written permission. Violations may result in suspension or termination. To report abuse, email abuse@hofai.io.

9. DMCA & Copyright

We respond to valid notices of copyright infringement under the Digital Millennium Copyright Act (17 U.S.C. § 512). Submit takedown notices by email to dmca@hofai.io. Our designated agent is registered with the U.S. Copyright Office Directory of Service Providers (copyright.gov/dmca-directory). We terminate accounts of repeat infringers.

10. Termination

You may close your account at any time. We may suspend or terminate your access if you breach these Terms, create risk or legal exposure for us, or if we must do so to comply with law. Upon termination, your right to use the Services ends immediately; sections that by their nature should survive (payment, IP, warranties, limitation of liability, arbitration) will survive.

11. Disclaimers

THE SERVICES ARE PROVIDED “AS IS” AND “AS AVAILABLE,” WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, AND UNINTERRUPTED OR ERROR-FREE OPERATION. WE DO NOT WARRANT THAT AI OUTPUT WILL BE ACCURATE OR SUITABLE FOR ANY PARTICULAR PURPOSE.

12. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE COMPANY AND ITS OFFICERS, DIRECTORS, EMPLOYEES, AND AFFILIATES SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS, DATA, GOODWILL, OR BUSINESS OPPORTUNITY, ARISING OUT OF OR RELATED TO THE SERVICES, EVEN IF ADVISED OF THE POSSIBILITY. OUR AGGREGATE LIABILITY ARISING OUT OF OR RELATED TO THE SERVICES WILL NOT EXCEED THE GREATER OF (A) THE AMOUNT YOU PAID US IN THE 12 MONTHS PRECEDING THE CLAIM, OR (B) USD $100.

Some jurisdictions do not allow the exclusion of certain warranties or limitation of liability for consequential damages; in such jurisdictions, our liability is limited to the greatest extent permitted by law.

13. Indemnification

You agree to defend, indemnify, and hold harmless the Company from and against any claims, damages, obligations, losses, liabilities, costs, and expenses (including reasonable attorneys’ fees) arising from (a) your use of the Services, (b) your violation of these Terms, (c) your violation of any third-party right, or (d) your User Content.

14. Governing Law & Venue

These Terms are governed by the State of New York, USA, without regard to its conflict-of-laws rules. Subject to Section 15, any claim not subject to arbitration must be brought exclusively in the state and federal courts located in Nassau County, New York (or the Southern District of New York), and you consent to the personal jurisdiction of those courts.

15. Dispute Resolution — Binding Arbitration & Class-Action Waiver

Read this carefully. You and the Company agree to resolve disputes by individual, binding arbitration — not in court. You waive the right to a jury trial and the right to participate in a class action, class arbitration, or representative action. You may opt out of this arbitration agreement within 30 days of first accepting these Terms by emailing legal@hofai.iowith the subject line “Arbitration Opt-Out” and your account email.

Arbitration will be administered by the AAA (American Arbitration Association) under its AAA Consumer Arbitration Rules. The seat of arbitration is New York, NY (or remotely at the consumer's election). Either party may bring a qualifying claim in small-claims court instead of arbitration. The Federal Arbitration Act governs this Section.

16. Changes to these Terms

We may update these Terms from time to time. Material changes will be announced by email or in-app notice at least 30 days before they take effect. Continued use of the Services after that date constitutes acceptance of the updated Terms.

17. Contact

Questions? Contact us at:

General: info@hofai.io
Legal notices: legal@hofai.io
Privacy: privacy@hofai.io
DMCA notices: dmca@hofai.io
Mailing address: New York, USA